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Credit Risk Analyst

Abuja


About the Role

We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness. Credit Officer Responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

RESPONSIBILITIES:

A credit risk officer will assist the Risk Department to;

Perform risk assessments and review the credit application submitted by front line officers; exercise credit judgment; and make sound credit recommendations and/or decisions;

Perform pro-active on-going credit monitoring and risk management on the client as well as portfolio level.

Ensure all internal credit policies and procedures are adhered to and help to develop or enhance such policies and procedures;

Ensure on-going compliance with regulatory requirements;

Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates)

Set up payment plans.

Help to prepare various credit reports to be presented to Senior Management;

Ensure all transactions have full and proper documentation.

REQUIREMENTS

Exceptional communication, presentation, critical thinking skills with the ability to clearly articulate complex concepts to senior executives.

Exceptional communication, presentation, critical thinking skills with the ability to clearly articulate complex concepts to senior executives.

University degree holder or above in Management, Business Administration, Finance, Economics, Accountancy or related discipline;

At least 3 years’ experience in corporate lending or credit risk management;

Good understanding of the risk issues across a wide variety of corporations, industries and regions;

Good analytical, communications and interpersonal skill;

Good report writing skills

Exceptional communication, presentation, critical thinking skills with the ability to clearly articulate complex concepts to senior executives.

Proficiency in use of MS Word, Excel and PowerPoint.

Abuja.

Send a resume to join@glade.ng with the job title and your name as the subject. Please also include a couple of sentences on why you are the best candidate for this position.

Need help?

Not sure exactly what we’re looking for or just want clarification? We’d be happy to chat with you and clear things up for you. Anytime!

Call anytime

+234 817 557 4227

Email us

join@glade.ng

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